Costing methods

Introduction: The rapid and recent changes in the business field have led to the emergence of modern systems of costing and the fast increase in global competition to maximize the role of cost management. The precise knowledge of the product cost and its pricing as well as proper planning concepts became more important than they … Read more

WHAT IS CAPITAL BUDGETING ?

‘ A capital budgeting decision refers to the firm’s decision to invest its current funds most efficiently in the long term assets in anticipation of an expected flow of benefits over the a series of years’ ( I.M Pandey 2010).From this , we note that capital budgeting refers to the assessment of investment decision or … Read more

The collapse at Enron

The Labor party was accused of taking Enron’s money in return for access to government ministers. The party had apparently changed its policy on gas-fired power stations after being lobbied by companies, including Enron. This was seen by some as possible evidence of Enron’s influence on government policy. However, the UK Government insists its links … Read more

The Indian Banking System

In today’s changing world, organizations are going through rapid changes in every sphere. The rate of change has increased to the limits of our endurance. Individual employees all over the world are constantly conformed to new and more complex working environmental forces, demanding new level of knowledge, improved skills and better understanding. An enterprise success … Read more

Motor insurance

1.1 Background of the study Motor Insurance which is sometimes also referred to as automobile insurance is a form of security which is purchased to protect the buyer of the product from future loss (Awunyo-Vitor, 2012). The National Insurance Commission (NIC) described the aim of motor insurance as providing compensation for loss or damage to … Read more

Impacts on risk and return on separation of commercial and investment banks

Evidence from Globally Systemically Important Bank ABSTRACT This purpose of this dissertation is to examine the risk-return effects of separating universal banks by gathering empirical evidence from globally systemically important banks. The thesis focuses on exploring changes in profitability, return volatility and whether universal banking models of globally systematically important banks (GSIB) are beneficial for … Read more

Costing systems

Introduction: The rapid and recent changes in the business field have led to the emergence of modern systems of costing and the fast increase in global competition to maximize the role of cost management. The precise knowledge of the product cost and its pricing as well as proper planning concepts became more important than they … Read more

The impact of non-performing loans on bank lending by commercial banks in Zimbabwe

The 2007-8 global financial crisis which started in United States of America and spread across the world resulted in the recognition that the quantity of non-performing loans (NPLs) is related to bank failures and the financial status of a country (Vatansever and Hep��en, 2013). As a result, the relationship between NPLs and the quality of … Read more

Wright-Patt credit union

Wright-Patt credit Union (WPCU) is a US credit score union or financial cooperative headquartered in Beaver Creek, Ohio. The credit score union used to be at the start headquartered in Fair born, Ohio nevertheless it relocated in early 2014. WPCU is registered as a state-chartered sort credit score union, is the largest member-owned credit union … Read more

Agricultural commodity futures

CHAPTER ‘I: INTRODUCTION INTRODUCTION Background Agricultural commodity futures are market-based instruments for managing risks and they help in orderly establishment of efficient agricultural markets. Future markets are used to hedge commodity price risks. They also serve as a low cost, highly efficient and transparent mechanism for discovering prices in the future by providing a forum … Read more

Understanding ICM and Billing System of Majesco & Suggesting Improvements in Testing Process

1. INTRODUCTION: 1.1. Background 1.1.1. Billing System in Insurance Companies: Billing is a necessary function of the insurance transaction. A customer may go months or years without filing a claim, but every customer receives a bill on a regular basis. A customer may never read marketing material insurers send or the insurance policy itself, but … Read more

A proof of concept for Policy Administration System in Motor insurance in UK.

CHAPTER 1- INTRODUCTION BACKGROUND: Insurance is essentially an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium. United Kingdom follows the same delineation of Insurance. Initially, the insurance industry in UK was regulated by … Read more

The impact of credit risk on financial variables HDCC Bank.

1.1 INTRODUCTION ABOUT THE INTERNSHIP: The internship is an opportunity to give the students in a field experience working to share their findings in order to explore the connections between academic preparation of the students and their work on the ground, and the participants in the development and implementation of the most important research project … Read more

What is credit?

First, we need to know what is going to loan and credit risk management, credit and one for the party and the first party to the second party in a way that the solution to another party (the emergence of a debt) to the self-confidence that allows you to provide the resources, but instead of … Read more

Basel III

The banks play vital role in the smooth functioning of an economy. Banks must have adequate capital to meet the requirements of mass people especially its depositors. Thus, the banks should hold adequate capital to secure the interest of creditors. Capital adequacy is important factor for evaluating the soundness of the banking sector. As commercial … Read more