Valuing data assets and IT investments

The modern economy runs on data but no one knows what data is worth. In 2014 global GDP was $78 trillion and information communications technology (ICT) spending was $4 trillion—some portion of that $74 trillion is attributable to data. But how much? According to a recent Capgemini (2014) report, global organizational spending on big data … Read more

Importance of insurance and types

Introduction : Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of potential loss and unconfirmed. The Treaty defines that offer insurance as an insurance company or an insurance company or an insurance company. The person or entity who buys insurance … Read more

Has the International Monetary Fund been effective?

Introduction The economic well-being of nations around the world is important to the advancement of all people. When the 2008 global economic recession hit, people were out of jobs and stock markets crashed, with the worst economic situation the world has seen since the Great Depression in the 1930’s. Organizations such as the International Monetary … Read more

Stock market group project reflection

Introduction Going into the project our group was extremely excited about the opportunity to trade using a simulation stock market that uses live information without the risk of losing money. The stock market can be extremely volatile and difficult to navigate, therefore, having practice before we used our own money to invest in stocks was … Read more

Notion of insurance as a form of risk governance

Nowadays, the insurance industry is one of the largest industries in the world, accounting for $53.3 billion in disclosed deals in 2015 (PWC, 2016).  In this essay we will try to answer the question raised by drawing connections between insurance and inequality using the example of the US healthcare insurance system. The essay is separated … Read more

Introduction to commodity trading

Research Design Introduction The commodity trade in the Chicago market started out as a way to deal in agriculture Product. Today the CBOT supports the trading of four products types, agriculture, metals, Interest rate the Dow index. In general, to create an attractive trading market for a Commodity, its future price must be somewhat uncertain. It is this … Read more

Importance of volatility forecasts for commodities

Several reasons for the importance of volatility forecasts for commodities are given by Kroner et al. (1995). Commodity prices are one of the most volatile of all major asset classes. Many developing countries have economies that are tied to the success of commodity exports. Second, commodity price volatility has implications for institutions and developed countries … Read more

The Financial Crisis of 2008

WHEN US SNEEZES THE WORLD CATCHES COLD – THE FINANCIAL CRISIS OF 2008 BRIEF INTRO OF RECESSION . The great recession refers to the economic downturn between 2008 and 2013. The recession began after the 2007/08  global credit crunch and led to a prolonged period of low/negative growth and rising unemployment .Economists called the financial … Read more

U.S Banking & Federal Reserve History/Structure and FOMC

U.S Banking and Federal Reserve History: The Federal Reserve is the central banking system of the United States of America and is undoubtedly the most powerful monetary establishment in the entire world.  Pretty much everyone alive in America has only lived in the era of the Federal Reserve Bank, but it was not always that … Read more

Procedural aspects of employee stock option schemes

Employee stock option scheme is relatively a new concept in India. ESOP’s dates back to 1950, an investment banker of Louise Kelso (U.S.A.) stated that “the capitalist system would be stronger if all workers, not just a few shareholders, could acquire an ownership interest in companies where they are employed”   It marked as a beginning … Read more

The validity of the efficient market hypothesis (EMH)

The validity of the efficient market hypothesis (EMH) remains intact despite critics’ claims of responsibility for the 2007-2008 financial crisis by reaffirming its random walk principles and dismantling expectations of prediction. The model’s explanation of current prices reflecting all available information demonstrates an efficient market, arguably working toward the prevention of an asset bubble through … Read more

The 5 perspectives of BSC & how they can improve the MSFIN’s internal services/effectiveness

2.2 Description of BSC 2.2.1 Financial Perspective Financial perspective for non-profit organisation would most likely be placed as a resource, under the balanced scorecard in order to support their activities. It is important for MSFIN to have a strong financial understanding same as profit companies in order to understand the usage of their donations. Therefore, … Read more

Economic efficiency – tax policy

In Tax Policy, there are four standards that make for a “good” tax: sufficiency, convenience, economic efficiency, and fairness (add in a citation). Sufficiency looks at if the tax policy will offer enough to cover costs for government expenditures (add in a citation). Convenience is the measure of how easy it is for businesses and … Read more