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Finance coursework questions / Vanishing Technology (VT)

In the first part of this coursework, the explanations cover: Relationship between saving and investment Deficit in a countries budget meaning Gross Domestic Product meaning Effect of lowering interest rates Herd behaviour in investments Rational forecasts Dividend Valuation Model (DVM) The second part of the coursework is an essay on Vanishing Technology (VT). PART A … Read more

FDI (foreign direct investment) and Alternative Investment Funds (AIFs) in India

In India, FDI (foreign direct investment) has always been an important source of funding for startups. FDI policy is traditionally regulated under the Foreign Exchange Management Act, 2000 governed by the Reserve Bank of India. However, start-up funding through alternate investment funds are becoming increasingly popular thus bringing into the regulatory ambit the Alternate Investment … Read more

Practical application of Behavioural Finance in Asset Management

RESEARCH PROPOSAL 1) BACKGROUND My research interest centres on the practical application of Behavioural Finance in Asset Management. Behavioural finance is a relatively new but fast–growing field of finance following the pioneering work of Amos Tversky and Daniel Kahneman; Richard Thaler; Robert Shiller and others researchers (Sewell, 2010). The motivation to study this subject stems … Read more

Critical Evaluation of LIBOR Reforms

Introduction LIBOR is a benchmark rate, that represents the interest rate at which banks offer to lend funds to other banking institutes in the international interbank market, for short-term unsecured loans (Investopedia, 2018) . This interest-rate is determined by a panel of sixteen major banks (i.e. Barclays, JP Morgan Chase), who provide estimated rates in … Read more

Report to the Board of Directors of Outdoors PLC (financial management)

Contents Report to the Board of Directors of Outdoors PLC………………………..……………………………2 Highlights………………………………………………………………………………………………………..3 Profitability………………………………………………………………………………………………………………………….5/6 Liquidity……………………………………………………………………………………………………………………………….6 Investment…………………………………………………………………………………………………………………………..7/8 Efficiency……………………………………………….……………………………………….……..8/9 Investment Options……………………………………………………………………………………..9 NPV………………………………………………………………………………………………9/10/11 Internal Rate of Return………………………………………………………………………………12/13 Discounted Payback Period…………………………………………………………………………………………………..12 Non-discounting method of Investment Appraisal……………………………………………………14 Investment Approval……………………………………………………………………………….15/16 Optimal Policy Investment…………………………………………………………………………16/17 Conclusion…………………………………………………………………………………………17/18 Biblography………………………………………………………………………………………………………………………..19 Report to Board of Directors Dear Board of Directors Today Outdoors PLC a major competitor in producing high … Read more

Banks vs. Insurance companies

Insurance companies’ balance sheet is different from the classic bank model. Where banks write investments like loans or bonds in the asset’s part, Insurance companies write the asset they have insured in the asset side and in counterparty, they write a provision in the liability side. This is Bank of America latest Consolidated Balance Sheet. … Read more

Determinants of bank profitability and interest margin

ABSTRACT With reference to the sample of U.K schedule commercial banks, this dissertation attempts to examine determinants of bank profitability and interest margin from 2002 to 2008. We have run regression on a comprehensive set of hypothetical determinants that consist of bank- specific, industry-specific and macroeconomic indicators. Our results suggest that among many factors a … Read more

Islamic finance

Introduction: Islamic financial activity has become global, Islamic finance is one of the most promising models, after years without significant advances in this area. The financing needs, the weakness of the current system, will encourage most countries to introduce this type of financing. Islamic finance aims at solidarity and cooperation between economic agents by putting … Read more

RESEARCH ON MICROTRANSACTION

Abstract: In modern days, transactions can vary from a huge transaction to microtransaction. But Bitcoin and other cryptocurrency doesn’t allow a microtransaction without any transaction fee. A new cyptocurrency called IOTA has no transaction fees which means IOTA can be used for micropayments. We can send IOTA to an address with no fees charged. Basically, … Read more

Crowdfunding

Crowdfunding is now a global phenomenon and has proven to be effective in different sectors of the market. It has become inter alia a mechanism to garner funds or a financing mechanism for start-ups and small and medium sized enterprises (SMEs). In India, however, crowdfunding is still at a nascent stage. There exists no legal … Read more

Critically assess the extent to which the personal income tax can be regarded as a good tax

Introduction Income is considered as the main indicator of tax paying ability. Since taxation is now focused on controlling economic conditions whilst keeping equal distribution of income, the primary concern of most countries’ governments is to have a pleasing income tax system. Progressive income tax structures are generally encouraged to best serve equity during the … Read more

Fundamental Analysis of Private Sector Banks in India

ABSTRACT Banking companies in India are one the most favourable investment decisions by shareholders. The Fundamental analysis studies the various parameter influencing the risk and return of stocks. The profitability and growth of stocks can be determined by using Fundamental analysis, which in turn helps the shareholders to make a informed and profitable decision making. … Read more

Socially Responsible Investing

1. Introduction Wikipedia defines Socially Responsible Investing (SRI) as Socially responsible investing (SRI), also known as sustainable, socially conscious, “green” or ethical investing, is any investment strategy which seeks to consider both financial return and social good.[11] Simply put Socially Responsible Investing (SRI) is making investment decisions to achieve social and environmental returns without compromising … Read more

EU-wide laws on financial services and Brexit

The United Kingdom acceded to the European Economic Community in 1973, an organisation that has gradually evolved into the European Union that we know today. Concurrent with the evolution of the European Community has been the transformation of the very nature of the British economy, from a largely production-based one in the first half of … Read more

What is meant by a financial crisis?

“A situation in which the value of financial institutions or the value of their assets drops rapidly.” A financial crisis is often associated with a panic or a bank run that may collapse whole financial system of economy. The investors sell off assets or withdraw money from savings accounts with the expectation that the value … Read more

Asset pricing model capital

Currently, market analysts use the “Asset Pricing Model Capital” as the main instrument. However, given the distinctive characteristics of emerging markets, the analysis through this model can be inadequate and, therefore, be a factor that disrupts the proper functioning of the market: given that investor expectations are formed by observing the market with this model, … Read more

Islamic Finance and Its Impact on Customer Satisfaction

ABSTRACT Islamic finance has been fully grown systematically and in prominence. it\’s currently wide called a viable different to traditional, thought finance. However, this ascension has been performed per sharia law beneath the restricted convenience of risk management tools, the framework of governance and regulative standards with the Islamic banking or Islamic financial set-up and … Read more

Household dept

In United Kingdom(UK), in March 2012, total household debt stood at £1,518.5bn in today’s prices compared with £1,630.1bn in March 2017. So in the past five years household debt has increased by an inflation-adjusted rate of 7.3%. (Inman and Barr, 2018) As of December 2017 average household debt is 57,830 pound and this figure is … Read more