Pension system in the Netherlands

Introduction The Netherlands has a pension system that can be considered unique around the world. The Dutch pension system consists of three so called pillars. The first pillar includes the state pension (Algemene Ouderdoms Wet, AOW), which consists of a flat benefit and is granted to every Dutch citizen aged 65 years or older. The … Read more

The impact of non-performing loans on bank lending by commercial banks in Zimbabwe

The 2007-8 global financial crisis which started in United States of America and spread across the world resulted in the recognition that the quantity of non-performing loans (NPLs) is related to bank failures and the financial status of a country (Vatansever and Hep��en, 2013). As a result, the relationship between NPLs and the quality of … Read more

CEO Mr Van de Merwe's behaviour and management of PPC financials

The Chief Executive Officer, Mr Van de Merwe’s, behaviour and management of PPC financials have caused a few controversies. His insistence on the organisations ‘ financial advisors to complete his financial statements after a long period of consulting with them has been led us to deduce that the company has been inadequately managed as he … Read more

Wright-Patt credit union

Wright-Patt credit Union (WPCU) is a US credit score union or financial cooperative headquartered in Beaver Creek, Ohio. The credit score union used to be at the start headquartered in Fair born, Ohio nevertheless it relocated in early 2014. WPCU is registered as a state-chartered sort credit score union, is the largest member-owned credit union … Read more

CONCEPT OF PRODUCTIVITY IN BANKING

Sound and strong financial infrastructure is one of the basic foundation stone for the development of any economy. Banks play an important role in financing the economic needs of the country. They form the core of a nation’s financial system, performing the vital function of financial intermediation and act as a link between the savers … Read more

A Review of momentum trading strategy after Global Financial Crisis

Abstract Unlike normal portfolio managers who perform various analysis on the fundamental performance of equity stocks, a momentum portfolio is only concerned with the patterns of the stocks. The portfolio will then take a long or short position on the stock in order to arbitrage from the continuation of its upward or downward movement, which … Read more

Agricultural commodity futures

CHAPTER ‘I: INTRODUCTION INTRODUCTION Background Agricultural commodity futures are market-based instruments for managing risks and they help in orderly establishment of efficient agricultural markets. Future markets are used to hedge commodity price risks. They also serve as a low cost, highly efficient and transparent mechanism for discovering prices in the future by providing a forum … Read more

Understanding ICM and Billing System of Majesco & Suggesting Improvements in Testing Process

1. INTRODUCTION: 1.1. Background 1.1.1. Billing System in Insurance Companies: Billing is a necessary function of the insurance transaction. A customer may go months or years without filing a claim, but every customer receives a bill on a regular basis. A customer may never read marketing material insurers send or the insurance policy itself, but … Read more

A proof of concept for Policy Administration System in Motor insurance in UK.

CHAPTER 1- INTRODUCTION BACKGROUND: Insurance is essentially an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium. United Kingdom follows the same delineation of Insurance. Initially, the insurance industry in UK was regulated by … Read more

The impact of credit risk on financial variables HDCC Bank.

1.1 INTRODUCTION ABOUT THE INTERNSHIP: The internship is an opportunity to give the students in a field experience working to share their findings in order to explore the connections between academic preparation of the students and their work on the ground, and the participants in the development and implementation of the most important research project … Read more

What is credit?

First, we need to know what is going to loan and credit risk management, credit and one for the party and the first party to the second party in a way that the solution to another party (the emergence of a debt) to the self-confidence that allows you to provide the resources, but instead of … Read more

Basel III

The banks play vital role in the smooth functioning of an economy. Banks must have adequate capital to meet the requirements of mass people especially its depositors. Thus, the banks should hold adequate capital to secure the interest of creditors. Capital adequacy is important factor for evaluating the soundness of the banking sector. As commercial … Read more

Indian stock market

The market in which shares of publicly held companies are issued and traded either through exchanges or over-the-counter markets, is known as the equity market or stock market. The stock market is one of the most important components of a free-market economy, as it provides companies with access to capital in exchange for giving investors … Read more