Exchange traded funds (ETFs)

Exchange traded funds (ETFs) are low cost, open-ended investment trusts listed and traded on a stock exchange with the aim to track, replicate or correspond to the performance to the underlying index or asset classes. It can be sold short, leveraged with margin, hedged with call/put options or bought and held. There are two structures … Read more

Problem formulation

It is clear that there is indeed a relation between problems on the internal market and monetary cooperation. The question therefore is if this link is of decisive importance, and if so, to what extent. Can the monetary integration in the 1970s and in the most recent years be explained by the internal market? This … Read more

The challenges of fiscal Autonomy and Financial Accountability at Local level Governments

An evaluation in the light of international experiences Abstract Strengthening Local governments by providing more autonomous power in fiscal affairs and ensuring citizen involvement is believed to empower people at local level and can bring changes from root level as local governments only know the needs from grassroots. This paper is designed to examine the … Read more

Are investors rational?

1.1 BACKGROUND OF THE STUDY For many years now, investors, equity valuators, brokers, wealth managers have read and believed in traditional financial models ‘ all of which have the basic assumption of ‘investors are rational’. By investors act rationally, it implies that all the acts of the investor are in order to maximize he/her gain … Read more

Mobile banking

Over the last few years, the mobile and wireless market has been one of the fastest growing markets in the world and it is still growing at a fast space. Mobile phones have become an essential part in the communication tools for almost every individual. Advent of M commerce has managed to take mobile VAS … Read more

'Annuity Purchase Rather than ARF should be the default option for Retirees'

Introduction This paper aims to assess some of the central aspects which should be evaluated when assessing what type of default solution is appropriate ‘ taking into account the current situation in Ireland, comparative analysis with some of the most progressive economies globally, the inherent risks associated with pension solutions worldwide, to the framework and … Read more

Saham adalah alat investasi yang paling populer di pasar modal…

Saham adalah alat investasi yang paling populer di pasar modal. Tujuan berinvestasi pada saham adalah untuk mendapatkan return atau keuntungan yang berasal dari selisih harga jual dengan harga beli (capital gain) dengan relatif lebih cepat dan dividen yang memberikan penghasilan berjalan. Pergerakan harga saham dipengaruhi oleh banyak faktor, para analis melakukan analisis dan prediksi (forecast) … Read more

The strengths and limitations of providing microcredit and undertaking industrialisation in poverty alleviating process

Introduction This essay is going to discuss the strengths and limitations between providing microcredit and undertaking industrialisation in poverty alleviating process. It will also analysis how these approaches help a country alleviate poverty and how it work in each economy field. Two countries will be used as example in this essay, which are China and … Read more

Difference phrase of Dot.com bubble and crash

In most recent bubble scenario, stock market trends to begin and end with periods of frenzied buying (bubbles) or selling (crashes). The herding behavior that irrational and driven by emotion and influenced the dot com bubble and bust. This paper will i, explores difference phrase of Dot.com bubble and crash in which behavioral and psychological, … Read more

Credit reports

The report which awakes about an individual’s past borrowing & repaying, including information about bankruptcy and late payments. Credit report contains information regarding all the financial actions. If an individual has a loan account then the history of repayment and all related details has to be in credit report. Functionality- Activities of the last seven … Read more

Risk management for banks

A risk-averse bank might choose (select) to fund its loans with a higher ratio of financial capital-to-deposits than a risk-neutral bank. Since financial capital is typically more expensive than deposits, this might lead one to conclude that the risk-averse bank produces its output in an allocatively inefficient manner, when actually it is the risk-preferences that … Read more

Should Centcom or TTL Group LLC onsolidate Britel under GAAP

To evaluate whether Centcom or TTL Group LLC should consolidate Britel under GAAP, we considered two conditions. First, Britel has to qualify as a Variable Interest Entity by either being unable to secure its own finance without additional subordinated support or lacking the obligation to absorb the losses or the right to receive the expected … Read more

Comparison between US GAAP and IFRS

Comparison between US GAAP and IFRS With reference to US GAAP versus IFRS ‘ The basics issued by Ernst & Young in November 2012, both US GAAP and IFRS rely on verifying whether a reporting entity has control over another entity to decide whether consolidation is required. Moreover, if an investor gains significant influence over … Read more

Investors

Introduction Various events like financial crisis of 2008 followed by a double dip recession, highly volatile equity markets, lower interest rates and dwindling bond markets (due to sovereign debt crisis), renewed interest of investors in the UK (and around the world) to look for alternative sources of income generating investments. Ever since the financial crisis, … Read more

Islamic finance

The evolution of Islamic finance now takes place in most of the countries, whether in Muslim countries or non-Muslim countries. Islamic finance institutions perform the same essential functions as financial institutions do in the conventional system, except that there is a need for them to carry out their transactions in accordance with the rules and … Read more