Finance essays

Illustrates theoretically how FDI could affect FDI inflow in Kenya, barriers to FDI inflow & government policies to attract more foreign investment.

Introduction Trade wars, Brexit and rising interest rates have contributed to a busy start to 2018. The FTSE100 has Fallen 8.4% since the start of the year, making it the worst performing major index. Uncertainty about the UK’s long-term relationship with the European Union remains a dominant theme and as a result, the UK economy … Read more

Abstract A financial system is made up of institutions and markets interacting in a complex manner to mobilize investment funds and provide facilities that including payment systems to finance commercial activity. Financial institutions in the system act as intermediaries between funds providers and funds seekers and where risk is transformed and managed (OECD website). The … Read more

1. What is universal banking? Why is it that, in recent years, universal banks seem to be performing worse than specialist banks? A universal bank is a financial services conglomerate that combines retail, wholesale and investment banking under one roof and reaping synergies between them. There is no standard definition for what qualifies as a … Read more

In the first part of this coursework, the explanations cover: Relationship between saving and investment Deficit in a countries budget meaning Gross Domestic Product meaning Effect of lowering interest rates Herd behaviour in investments Rational forecasts Dividend Valuation Model (DVM) The second part of the coursework is an essay on Vanishing Technology (VT). PART A … Read more

In India, FDI (foreign direct investment) has always been an important source of funding for startups. FDI policy is traditionally regulated under the Foreign Exchange Management Act, 2000 governed by the Reserve Bank of India. However, start-up funding through alternate investment funds are becoming increasingly popular thus bringing into the regulatory ambit the Alternate Investment … Read more

Introduction LIBOR is a benchmark rate, that represents the interest rate at which banks offer to lend funds to other banking institutes in the international interbank market, for short-term unsecured loans (Investopedia, 2018) . This interest-rate is determined by a panel of sixteen major banks (i.e. Barclays, JP Morgan Chase), who provide estimated rates in … Read more

Introduction Insurance companies’ balance sheets are fundamentally different from the classic bank model. While banks record investments such as loans or bonds on the asset side of their balance sheets, insurance companies list the assets they have insured. Correspondingly, they record a provision on the liability side. This essay will explore the differences between bank … Read more

Forward and futures contracts can be used for speculative purposes, just like any other item that can be bought and sold at different times and at different prices. For example, suppose a speculator believes that gold is going to rise from its current price of $400 per ounce to $450 per ounce. The speculator could … Read more

ABSTRACT With reference to the sample of U.K schedule commercial banks, this dissertation attempts to examine determinants of bank profitability and interest margin from 2002 to 2008. We have run regression on a comprehensive set of hypothetical determinants that consist of bank- specific, industry-specific and macroeconomic indicators. Our results suggest that among many factors a … Read more

INTRODUCTION “In this world nothing can be said to be certain, except death and taxes”. If you want to explain what taxation is to a child, probably Benjamin Franklin’s quote is the most reliable description ever made. Indeed, taxation was born a long time ago and will continue to exist by the end of the … Read more

Introduction: Islamic financial activity has become global, Islamic finance is one of the most promising models, after years without significant advances in this area. The financing needs, the weakness of the current system, will encourage most countries to introduce this type of financing. Islamic finance aims at solidarity and cooperation between economic agents by putting … Read more