"Annuity Purchase, rather than ARFs, should be the default option for retirees" – do you agree?

Introduction The provision of financial security in retirement is vital for society and individuals. However basic knowledge on options for retirees is still lacking in the majority of the population. Pension systems around the world are coming under increasing pressure with rising life expectancies, uncertain economic conditions and increased sovereign debt. Therefore it has never … Read more

Law vs literature

Law is the system of rules that a particular country or community recognizes as regulating the actions of its members and may enforce by the imposition of penalties’ Law is the looking glass through which society is scrutinized. Every human in this world is influenced by laws. These laws can be codified, that is, fixed, … Read more

The United States criminal justice system

The United States criminal justice roots came from the London English law enforcement. In 1253 London had a group called ‘The Watch of London’. They protected city at night. Then after a while changed their name to ‘The Old Charley’s’. In the 1700s the peasents started migrating to the cities and that started a criminal … Read more

Deviant workplace behaviors

ABSTRACT: The intention of this paper is to scrutinize the encounter on associations of both negative deviant workplace behaviors ‘ denoted to those that disregard organizational norms, strategies or inner laws ‘ and affirmative deviant workplace behaviors ‘ denoted to those that honorably disregard them. The reasons why people involved in such behaviors are discovered, … Read more

Nigerian norms and values

INTRODUCTION Norms and values are essential components of our socio cultural system. The Nigerian society is currently undergoing rapid socio-economic and political changes that are bound to affect the status-quo of the presently existing normative and value system in the nation. The objectives of this essay are to enable students to know what norms and … Read more

The Hausa group

The Hausa group is the largest ethnic group occupying a greater part bf Northern Nigeria and speaks Hausa language. Even though this group of people are found in the Northern part of Nigeria, they are most concentrated in Sokoto, Kano, Kaduna, and Bauchi states. Also in the Northern parts of Niger Republic, Ghana and Benin … Read more

Health reform

In March 2010, President Barack Obama signed the federal health reform into law. The federal health reform consists of the Patient Protection and Affordable Health Care Act and the Health Care and Education Reconciliation Act also referred to as PPACA. The bill’s key features include the Patient Bill of Rights, expanded insurance coverage, regulated insurance … Read more

Transactional analysis, motivation and other business concepts

TRANSATIONAL ANALYSIS Transactional analysis (TA to its adherents), is an integrative approach to the theory of psychology and psychotherapy. It is described as integrative because it has elements of psychoanalytic, humanist and cognitive approaches KEY IDEAS Many of the core TA models and concepts can be categorized into Structural analysis – analysis of the individual … Read more

Blaine's Kitchenware

i) Do you believe Blaine’s current capital structure and payout policies are appropriate? Why or why not? Capital structure: Blaine has an unlevered capital structure currently i.e., it is debt free and the entire capitalization is of equity only. However, concluding whether an unlevered or a levered capital structure is appropriate for a company largely … Read more

Aquinas' understanding of the human person

INTRODUCTION The moment you open your television or newspaper you will see that there are so much violence and injustice in the world. There are terrorist attacks, bombings, killings, kidnappings, wars, racial discrimination, exploitation, rapes, abortions, hungers and many other acts of violence. Recently, the world was surprised because thousands of people were killed and … Read more

Tracking Eyes using Gaze Tracking Systems

ABSTRACT Locating the face and tracking the eyes allows for valuable information to be captured and used in a wide range of applications. Eye location can be tracked using commercial eye-gaze trackers, but additional constraints and expensive hardware would make these existing solutions unattractive and impossible to use on standard (wavelength that is visible), images … Read more

Simulation and Modeling of 512 bit Keccak Hash Function for Encryption in FPGA Devices

Abstract: This paper presents two implementation of keccak hash family algorithm that has selected as one of the SHA-3 competition finalist. Many cryptographic primitive those are used in crucial cryptographic schemes and commercial security protocols utilized function. In this paper 10-round unrolled architecture of the complete keccak algorithm is presented, implemented in Xilinx virtex-7 FPGA. … Read more

Research proposal: Biometrics

Related essay: Authentication by the hand vein structure 1.INTRODUCTION: Biometrics are automated methods of recognizing a person based on a physiological or behavioural characteristics[2]. There are number of physiological and behavioural characteristics . Physiological characteristics are like iris, vein technology, face, palm print and behavioural characteristics such as gait recognition , voice, odour etc. as the … Read more